A VA loan is a powerful mortgage program backed by the U.S. Department of Veterans Affairs. It’s designed to help eligible borrowers—including veterans, active-duty service members, and certain military spouses—purchase or refinance a home with exclusive benefits that aren’t available through conventional loans.

Whether you’re buying your first home in Charlotte, NC, upgrading for your growing family, or refinancing to save more each month, a VA loan offers flexibility, stability, and long-term savings that honor your servic